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Lease Finance Customer - The Customer Perspective

A well established method utilised by businesses and the Public Sector to acquire capital equipment. The two main variations are Finance Lease and Operating Lease.

Operating Lease

A rental contract typically over two to five years whereby, usually the vendor, takes a residual value position on the leased goods thereby reducing the rental payable by the customer and allowing the customer to account for the lease as an off-balance sheet item.

Finance Lease

A rental contract typically over two to five years whereby the customer discharges the full value of the equipment over the lease term and may have reversionary rights to the equipment once the agreement ends.

CSG Lease Finance – unmatched innovation

Whilst lease contracts offered by numerous lenders use similar terms and conditions, it is the way CSG uses it’s rental contract that makes the difference for it’s customers.. There are a number of benefits of using lease finance in a that are common to most leases:

Utilising the off balance sheet nature of Operating Leases to take acquisition out of capital budgets
Makes for easier and more cost effective upgrading of equipment in the future
Residual value built into Operating leases can reduce whole life cost of expenditure
As an external funding arrangement it does not restrict your banking facilities
After tax models can demonstrate real savings compared to cash and loan purchase

Some important innovations from CSG:

CSG will contract on lease to finance software licences with no need for any supporting hardware

CSG actively promotes and supports the upgrading of it’s leases to assist customers with keeping up to date with the latest technology

CSG will even roll in the settlement positions on customer’s existing leases into a new CSG lease to allow a customer to migrate to new technology

CSG will lease new technologies that many of our competitors will shy away from such as energy conservation technology.

CSG can take residual value positions on many items to assist you with obtaining an operating lease structure

CSG Lease Finance – full support

CSG has extensive experience of advising it’s customers on the right product for their purchase and work with you throughout the life of the contract to assist with upgrades and equipment disposal that meets the latest European guidelines.

CSG Lease Finance – across all sectors

CSG is a financial innovator, and whilst much of our activity is within the technology sector, our products and expertise are equally applicable to a wide range of industries, especially those that combine equipment sales with on-going support and services.